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BENEFITS OF THE INSURANCE COVERAGE

 Every Sri Lankan employee those who get registered   with the Sri Lanka Bureau of Foreign Employment are covered in this scheme.

 In a situation where it is subject to claim under this insurance policy the beneficiary should submit a duly filled application before 6 month at time of the event occurrence.

Hence in the following circumstances, the insurance company not agreed to pay insurance compensations.

1.death due to suicide, while insane or under influence of liquor, self-inflicted injuries and drugs addictions ,aids and other sexually transmitted diseases,

2 death or accident caused in engaging unlawful activities.

3.Law invasion acts of foreign enemy hostilities (whether war declared or not )civil war, Rebellion, insurrection military or usurped power, riot or commotion

4. Any of the events described below happening the beneficiary.

a. whilst under the influence of intoxicating liquor or drugs .

b.due to physical infirmity or medical condition existed prior to the insured prior tothe insured person’s departure from Sri Lanka unless it has declared and agreed by the insurance company

c .Deterioration of eyesight due to natural causes.

d. dental care expect occasioned by an accident.

e. illness due to venereal diseases.

 

5. The beneficiary engaging in hunting or mountaineering or polo or racing or any kind other      than on foot, and Hazardous Sports

6. death or disablement occurring while the beneficiary is travelling in an aircraft other than as a ticket holding passenger in an fully licensed civil  aircraft operated by a recognized airline on a regular route or operated by recognized air charter company or owned by commercial  or industrial firm and piloted by a pilot holding commercial pilot’s license.

7. The beneficiary being found guilty of violating the laws of the country in which she /he is employed.

8. Conflicts disputes or breakdown of relationship whatever between the government of Sri Lanka and respective Foreign Government of the country in which beneficiary is employed.

 

EVENT BENEFITS OF THE  INSURANCE COVERAGE

1.Repatriation

 

 1.1 Repatriation due to harassment, illness ,accident or injury after leaving employment  abroad.  

1.2Repatriation due to pregnancy as a result of sexual   harassment by a sponsor or his family members  whilst working the abroad during the contract period.

    ( runaways  from sponsor not entitle) 

(Medical expenses incurred after returning to Sri Lanka- Rs.25000.00 (Medical expenses incurred in abroad are not entitled) 

Cost incurred in respect of return ticket of the migrant workers.
(Receipt or the original return ticket   should be furnished )  

All certificate, information and evidence required( relevant to the occurrence)   should be furnished by the beneficiary along with the application which is available in Bureau.

(Document need –Abroad medical report, Local  medical report, medical bills Letter of request, copy of Bio page  of passport with the pages of    immigration and emigration notes (seal of immigration officers of Sri Lanka ) ,of  copy of bank book (bio page),Embassy report and other required reports.

2.Death due to any cause whilst working abroad.

In an such occasion where the death/medical   report indicated the cause of death as ‘’suicide’ the legal heirs of the migrant worker will be  not entitled to this benefit

 

Compensation to legal heirs- Rs. 400,000

 

All certificate, information and evidence required( relevant to the occurrence)   should be furnished by the beneficiary along with the application which is available in Bureau.-

(Document need –Abroad medical report, Letter of request, affidavit, Death certificate and/or judiciary medical report copy of Bio page  of passport with the pages and immigration emigration notes (seal of immigration officers of Sri Lanka) , copy of bank book (bio page) of each dependent, Embassy reports and other required reports.
3.Death in Sri Lanka within 3 months of arriving   due to a critical illness or accident occurred  whilst working abroad during the contract period
  • Compensation to legal heirs  including  medical expenses incurred after returning to Sri Lanka –RS.200000.00.
    Cost incurred  in respect of return ticket of the migrant worker           Cost incurred  in respect of return ticket of the migrant worker.       
     

All certificate, information and evidence required( relevant to the occurrence)   should be furnished by the beneficiary along with the application which is available in Bureau.

 

(Document need –Abroad medical report, Local  medical report, medical bills Letter of request, affidavit, Death certificate and/or judiciary medical report copy of Bio page  of passport with the pages and emigration notes (seal of immigration officers of srilanka ) , copy of bank book (bio page) of each dependent and other required reports.

4) Permanent disablement occurred while working abroad during the contact period.
  • Compensation depending on the extent of disability- Rs.200,000.00 (maximum)
  • Cost incurred  in respect of return ticket of the migrant worker

Medical expenses incurred after returning to Sri Lanka-Maximum 50,000/- )   

All certificate, information and evidence required( relevant to the occurrence)   should be furnished by the beneficiary along with the application which is available in Bureau.

(Document need –Abroad medical report, Local  medical report, medical bills Medical examination report  from local consultant doctor, Letter of request, copy of Bio page  of passport with the pages of    immigration and emigration notes (seal of immigration officers of Sri Lanka) ,of  copy of bank book (bio page) ,Embassy report and other required reports.

5)  Partial disablement occurred while working abroad during the contract period
  • Compensation depending on the extent of disability- Rs. 100000.00 (maximum)
  • Cost incurred  in respect of return ticket of the migrant worker.

                    Medical expenses incurred after returning to Sri Lanka-                             Maximum 50,000/- )    

All certificate, information and evidence required( relevant to the occurrence)   should be furnished by the beneficiary along with the application which is available in Bureau.-

(Document need –Abroad medical report, Local  medical report, medical bills Medical examination report from local consultant doctor, Letter of request, copy of Bio page  of passport with the pages of    immigration and emigration notes (seal of immigration officers of Sri Lanka) ,of  copy of bank book (bio page) ,Embassy report and other required reports. 



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